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WebApr 3, 2024 · The Cheapest Home Insurance for 2024. Among large insurers, State Farm has the cheapest annual home insurance on average at $1,500, according to NerdWallet's analysis. By Sarah Schlichter. WebDec 16, 2024 · If your bathtub or toilet overflows and causes water damage, you can usually expect your homeowners insurance to pay for that. However, keep in mind that if the appliance itself is damaged, most insurance companies won't pay for the replacement of it—just for the damage it caused. But, considering how destructive water damage can … WebMar 20, 2024 · Another case where the answer to the question "is toilet overflow covered by homeowners insurance" is yes is when the overflow is caused by a plumbing problem on the property. For example, if the drain pipes are blocked on the ground floor, the wastewater can overflow into the toilets of the ground floor. how much land in texas is owned by china